Discover Your Life
Insurance Options
Armour Taxes Plus LLC
515 N Cedar Ridge Dr
Ste 9 # 136
Duncanville, TX 75116
email: taxplus144@gmail.com
Tel: 469-464-8832
Your life insurance policy is your personal property...
...not the insurance company’s. However, most individuals let their life insurance
policies lapse, and that equity is forfeited back to the insurance company. Our mission is
to help clients better understand all of their financial options. We provide clients with all
the needed information, so they can make the best financial decisions for their future.
Whether you are planning for retirement, consolidating an estate plan, or facing a
severe illness or medical issue, we can help you decide if selling all, or a portion, of your
life insurance is the right choice for you. We will walk you through the entire process,
depicting the meaning behind every number — all policy valuations, underwriting, costs,
and returns — so that you can choose the best route for your personal financial situation.
We are here to help you.
4 Steps to Unlocking Your Options
01
Fill out an obligation-
free, one-page form
to help us identify
your specific life
insurance options.
02
Give us a call for a
quick, confidential
discussion about your
policy. We will answer
any questions you
may have.
03
We evaluate and
analyze your
individual policy and
case. Each policy is
unique, so we one
the needed attention.
04
You will receive
information about
your life insurance
options, including an
official offer, with all
supporting numbers
and details.
Option Types:
Traditional
Sell your life insurance policy to a buyer, for a monetary
amount, that is above your policy’s surrender value. You will
have no further obligations or claims to the policy, and all
future premiums are paid by the buyer.
Retained Benefit
Retain a portion of your life insurance benefit, without having
to pay future premiums. Your beneficiaries will receive a
guaranteed percentage when the policy ends, but you have
no further obligations or payments to make.
Hybrid
A combination of traditional and retained, this option allows
you to sell a portion of your life insurance policy, but still
retain a portion at the same time. You receive a cash payment
now, and your beneficiary receives a guaranteed percentage
of the benefit when the policy ends, but you have no further
obligations or payments to make.
Case Study Examples*
MALE, AGE 70, WITH A $6,000,000 TERM CONVERSION
The insured was close to term expiration, with plans to cancel the
policy. We were able to get an offer of $180,000 for the proposed
UL conversion. In addition, the full target of $23,000 was agreed to
be paid in the first year.and narrow letters, that works well on almost every site.
Traditional
Retained
Benefit
MOTHER, AGE 96, WITH A FAMILY POLICY AT $10,000,000
WITH A $900,000 ANNUAL PREMIUM FINANCE LOAN
The family was able to keep $3,000,000 in death benefit, while
paying off the entirety of their 2.6 million dollar loan. We helped
them get their premium payments taken over, and the family
retained the level of protection their estate needed.
FEMALE, AGE 86, WITH A $750,000 UNIVERSAL LIFE POLICY
The insured was diagnosed with Alzheimer’s and living under 24-
hour care. Her daughter came to us looking for relief from rising
premiums to help her mother. The client was able to get $150,000
in cash, while she retained $400,000 in death benefit.
Hybrid
* The following case studies are provided for example purposes only.
Why Us?
Our primary goal is to make sure our clients are well-informed of all their options,
providing them with the needed information and materials along the way. We act as
your point of contact throughout the entire process, answering any questions you may
have along the way.
We have simplified the entire process with you in mind. Consistency, transparency, and
honesty are our core values, providing our clients with continuous white-glove service.
1
FORM
24
HOURS
0
STRESS
Fully Transparent Process
Free & Immediate Pricing
Consistent Fair Market Values
U.S. Market Leader
Personalized Process
Case Study Examples*
Terri - Fredericksburg, Virginia
Terri was suddenly faced with the unthinkable. First, she received a diagnosis of stage
IV cancer. Shortly after, Terri’s husband lost his job, after three decades of dedicated
service. They needed immediate options to face these devastating life changes.
“I was kept informed with constant updates every step of the way. Because of their
professionalism and industry knowledge, I found the experience to be less stressful
than I had originally feared,” said Terri.
At the end of the day, Terri and her husband were able to pay off the remaining
mortgage left on their home. Terri now had the financial freedom to concentrate on her
cancer treatment, and spend more time with her family.
“I would recommend the life settlement process to anyone who is coping with a life-
changing event like cancer. It is much easier to make tough financial decisions when you
are working with a reputable company that keeps you well-informed,” said Terri. “They
treated me like a real person. I truly felt they had my best interest in mind.”
* The following case studies are provided for example purposes only.
Case Study Examples*
Jim - Atlanta, Georgia
Jim was in need of additional funds to help cover his living expenses and monthly
premiums, which had quickly become more than he could afford. He thought he had
enough in his savings to last him throughout retirement, but soon realized he was in
over his head. He had considered letting his life insurance policy lapse, until his financial
advisor recommended that he evaluate all of his policy options before making any
decisions. He learned more about the life settlement process, and decided that was the
best choice for him. His top priority was to get cash quickly, and this process offered
him that solution.
Jim discovered our company during his research, and was quickly able to get his
premiums paid and policy up-to-date. Jim’s policy was saved, and he collected $110,000
to help cover his daily expenses. Thanks to the life settlement option, Jim can now live
his life without financial worry. “I am grateful for the service provided to me throughout
the entire process. It was quick and painless, and eased my financial worry,” Jim said.
